Ukusetshenziswa Kwezomnotho Empilweni Yansuku Zonke
Ezomnotho zivame ukubhekwa njengomkhakha obhekene nezindaba ezingathi sína, njengenqubomgomo kahulumeni, ukukhuphuka kwamanani entengo, kanye nemakethe yamasheya. Kodwa-ke, ukusetshenziswa kwezomnotho empeleni kuhambisana kakhulu nemisebenzi yethu yansuku zonke, kuhlanganisa konke kusukela ezinqumweni zokuthenga ngokuhlakanipha kuya ekuphathweni kwesikhathi kanye nezinsiza. Kulesi sihloko, sizohlola izindlela ezahlukahlukene ezisetshenziswa ngazo izimiso zezomnotho emisebenzini yethu yansuku zonke nokuthi zisisiza kanjani ukwenza izinqumo ezingcono.
1. Isabelomali Semindeni
Wonke umndeni noma umuntu ngamunye ngokuvamile unesabelomali sanyanga zonke. Kalula nje, isabelomali siyindlela yokwabela izinsiza ezilinganiselwe, njengemali, ezidingweni nasezifisweni ezahlukahlukene. Isimiso sezomnotho esisebenzayo lapha ukwabiwa kwezinsiza kusebenza ngendlela ephumelelayo. Ngokubeka isabelomali, siqinisekisa ukuthi izindleko azidluli imali engenayo nokuthi zonke izidingo eziyisisekelo ziyahlangatshezwana nazo ngaphambi kokuba imali ibekelwe ezinye izidingo.
Eminye imindeni ize isebenzise indlela ethi '50/30/20', lapho u-50% wemali engenayo ibekwa ezidingweni, u-30% ezifisweni, kanye no-20% ekongeni noma ekukhokheni izikweletu. Lokhu kubonisa umqondo wokwenza isabelomali oncike ekuhlaziyweni kwezindleko nezinzuzo ukuqinisekisa inhlalakahle yezezimali yesikhathi eside.
2. Isinqumo Sokuthenga
Uma sibhekene nezinhlobonhlobo zezimpahla noma izinsizakalo, sisebenzisa izimiso zomnotho ukuze senze izinqumo zokuthenga ezifanele. Imiqondo efana 'nokukhulisa ukusetshenziswa,' efuna ukuthola inani eliphakeme kakhulu noma ukwaneliseka kusuka kuyunithi ngayinye yemali esiyisebenzisayo, iyasetshenziswa.
Isibonelo, lapho sithenga izinto ezidingekayo zansuku zonke njengokudla noma izingubo, sivame ukuqhathanisa amanani nekhwalithi ukuze sithole idili elihle kakhulu. Singase futhi silinde izaphulelo noma ukukhushulwa ukuze sithenge izinto esizidingayo, okubonisa ukusetshenziswa komqondo wokuguquguquka kwentengo kwesidingo.
3. Ukutshalwa Kwezimali Nokonga
Izinqumo mayelana nendlela yokwaba imali engenayo engasetshenziswa ngokushesha nazo zihilela imiqondo yezomnotho. Isimiso esiyisisekelo sezomnotho lapha 'ukukhetha phakathi kwesikhathi,' okuhilela ukwenza imihlatshelo yamanje ukuze uthole izinzuzo zesikhathi esizayo. Ukonga kanye nokutshalwa kwezimali kuyizindlela ezimbili eziyinhloko abantu abazama ngazo ukukhulisa ingcebo yabo ngokuhamba kwesikhathi.
Ukuqonda izingozi kanye nezinzuzo zezinhlobo ezahlukene zokutshalwa kwezimali, njengezitoko, amabhondi, noma izindlu, kudinga ulwazi lwezomnotho eziyisisekelo zezimali. Ukuhlukanisa iphothifoliyo yokutshalwa kwezimali, isibonelo, kuyindlela yokuphatha ubungozi futhi kukhombisa umqondo "wokusebenza kahle kwephothifoliyo" kusukela kumbono wanamuhla.
4. Izinsiza Zesikhathi
Ngaphandle kwemali, isikhathi siwumthombo olinganiselwe, futhi imisebenzi yasekhaya kanye nabantu ngabanye bavame ukwenza izinqumo mayelana nendlela yokusisebenzisa. Isimiso esivamile sezomnotho esisetshenziswa lapha ukuhlaziywa kwezindleko zamathuba.
Lapho sinquma ukuthi singasibeka kanjani isikhathi sethu phakathi komsebenzi, ukufunda, ukuzijabulisa nabantu, nokuphumula, sivame ukucabanga ngezinye izindlela ezingcono kakhulu esizidelayo. Isibonelo, isikhathi esichithwa emsebenzini singasho isikhathi esichithwa kude nomndeni noma ukuphumula. Ukuqonda izindleko zamathuba ale misebenzi ehlukene kusisiza senze izinqumo ezilinganiselayo.
5. Intengo
Umqondo wamanani awubalulekile nje kuphela kubakhiqizi nabathengisi, kodwa nakubathengi bansuku zonke. Lapho isitolo sinquma ukusetha intengo yomkhiqizo, izici eziningi zomnotho ziyacatshangelwa, kusukela ekuqineni kwesidingo, izindleko zokukhiqiza, kuya ekuncintisaneni kwemakethe.
Njengabathengi, singasebenzisa lolu lwazi ukukhetha isikhathi esingcono kakhulu sokuthenga okuthile. Isibonelo, ukuhlela kabusha ukuthengwa kwezinto zesizini ngemva kwesikhathi sesaphulelo kungabangela ukonga okukhulu.
6. Ukukhetha Umsebenzi
Ukukhetha umsebenzi noma umsebenzi kuhilela nezimiso zomnotho. Izici ezifana nomholo, ukuzinza komsebenzi, amathuba emisebenzi, kanye nokwaneliseka komsebenzi konke kufakiwe ekuhlaziyweni kwethu kwezindleko nezinzuzo, nakuba ngokuvamile kungaqapheli. Umbono "wemali yabantu" uyasebenza nalapha, lapho imfundo nokuqeqeshwa kubhekwa njengokutshalwa kwezimali okulindeleke ukuthi kukhiqize imali engenayo ephezulu kanye nokwaneliseka okukhulu emsebenzini esikhathini esizayo.
7. Ukusetshenziswa Kwezinsizakalo
Ngaphezu kwezimpahla, ukusetshenziswa kwezinsizakalo nakho kuyingxenye yokuphila kwansuku zonke okusebenzisa izimiso zomnotho. Lapho sinquma ukusebenzisa izinsizakalo zezempilo, imfundo, ezokuthutha, nezokuzijabulisa, sihlaziya izindleko nezinzuzo ezitholakalayo. Isibonelo, ukukhetha phakathi kwezinsizakalo zezempilo zomphakathi nezangasese kuhilela ukuhlola izindleko, ikhwalithi yesevisi, kanye nokufinyeleleka.
8. Imvelo kanye ne-Ecology
Ukuqwashisa ngemibono yezomnotho kuhlanganisa nokuqonda ukusimama kanye nomthelela wezemvelo. Umnotho wezemvelo usikhuthaza ukuthi sicabangele "izindleko zangaphandle" zezenzo zethu. Isibonelo, ukusebenzisa izimoto zangasese kungabangela ukungcola komoya kanye nokuminyana, izindleko zakho ezithwalwa umphakathi.
Izinketho zomuntu ngamunye njengokusebenzisa ezokuthutha zomphakathi, ukuvuselela kabusha, noma ukunciphisa ukusetshenziswa kwepulasitiki kuyizindlela zomnotho zokunciphisa izindleko zezinto zangaphandle ezimbi ezithinta imvelo. Isimiso 'sezikhuthazo eziluhlaza' enqubweni yomphakathi sikhuthaza abantu ukuba bamukele ukuziphatha okunobungani nemvelo.
9. Imfundo Nokuqeqeshwa
Imfundo iwukutshalwa kwezimali okubalulekile okunemiphumela yezomnotho yesikhathi eside. Isimiso sezomnotho esihilelekile yinkolelo-mbono yezimali zabantu, ethi imfundo nokuqeqeshwa kukhulisa umkhiqizo kanye nemali engenayo yomuntu esikhathini esizayo.
Lapho benquma ukuthi bazophishekela imfundo noma ukuqeqeshwa okuthile, abantu bavame ukucabangela izindleko nezinzuzo, kokubili eziqondile nezingaqondile. Lokhu kufaka phakathi izindleko zemfundo ngokwayo, imali engenayo engaba khona esikhathini esizayo, kanye nesikhathi esichithwe ekufundeni.
10. Ukulungela Isimo Esiphuthumayo
Ukuphathwa kwezingozi kuwumqondo wezomnotho owusizo empilweni yansuku zonke. Ukubeka eceleni isikhwama sezimo eziphuthumayo kuyindlela eyodwa yokuphatha ubungozi bezezimali bomuntu siqu. Lesi sikhwama sezimo eziphuthumayo singakusiza ukuthi ubhekane nezenzakalo ezingalindelekile njengokulahlekelwa umsebenzi, ukugula okungazelelwe, noma umonakalo omkhulu ekhaya lakho.
Ukusebenzisa umshwalense kungenye indlela yokuphatha ubungozi. Umqondo oyisisekelo womshwalense ukwabelana ngengozi nokusabalalisa kabusha izindleko phakathi kwabantu abaningi, okuyisimiso sezomnotho sokuhlukahluka kwezingozi.
Isiphetho
Eqinisweni, ukusetshenziswa kwezomnotho empilweni yansuku zonke akusisizi nje kuphela ekwenzeni izinqumo zezimali ezihlakaniphile kodwa futhi kuthinta cishe zonke izici zokuphila kwethu. Kusukela ekubhajetheni nasekulondolozeni kuya ekukhetheni imisebenzi kanye nokuphatha isikhathi, izimiso zomnotho zisisiza ukuthi sabe izinsiza ezilinganiselwe ngendlela ephumelela kakhulu.
Ngokuqonda ukuthi ezomnotho zisebenza kanjani ezingeni eliphansi, singathuthukisa ikhwalithi yethu yokuphila futhi sinciphise ukucindezeleka ngokwezimali. Ngakho-ke, nakuba kungase kubonakale njengendawo ehlukile empilweni yansuku zonke, ezomnotho empeleni zikhona ezinqumweni eziningi esizenzayo nsuku zonke.
