Maitiro eKuisa mari muMutual Funds
Kuisa mari kunogona kuva chinhu chinonetsa, kunyanya kune vanotanga. Pakati penzira dzakawanda dzekudyara dziripo, mutual funds inoonekwa sesarudzo yakakurumbira nekuda kwekureruka kwayo uye mukana wekusiyana-siyana. Chinyorwa chino chichakutungamira kuburikidza nemaitiro ekudyara mari mumutual funds, ichikubatsira kunzwisisa kwakasimba kuti chii, mashandiro ayo, uye matanho anobatanidzwa mukudyara mari.
Kunzwisisa Mutual Funds
Usati watanga kufunga nezvekuti ungaisa sei mari mumutual funds, zvakakosha kuti unzwisise kuti chii. Mutual fund inzira yekudyara mari inounganidza mari kubva kune vanoisa mari vakawanda kuti vatenge masheya akasiyana-siyana, mabhondi, kana zvimwe zvibatiso. Muunganidzwa uyu wemari unotarisirwa nevanochengetedza mari vane hunyanzvi vanoita sarudzo dzakanangana nekuzadzisa zvinangwa zvekudyara mari zvefund.
Mhando dzeMutual Funds
1. Mari dzeEquity: Idzi dzinoisa mari mumasheya. Dzinopa mukana wekuwana purofiti yakakwira asi dzine njodzi yakakura.
2. Mari dzeBond: Idzi dzinoisa mari mumabond uye dzinopa mari yenguva dzose ine njodzi shoma kana tichienzanisa nemari dze equity. Zvisinei, dzinogona kupa purofiti yakaderera.
3. Mari dzeMusika weMari: Idzi dzinoisa mari muzvibatiso zvenguva pfupi, zvemhando yepamusoro zvinopihwa nehurumende nemakambani. Dzinopa mari yakachengeteka, ine purofiti shoma.
4. Mari Dzakaenzanirana: Idzi dzinoisa mari muzvikamu zvakasiyana-siyana zvemasheya nemabhondi, zvichipa chiyero pakati pengozi nekudzoka.
5. Mari dzeIndex: Idzi dzine chinangwa chekutevedzera mashandiro eindex chaiyo, senge S&P 500. Dzinowanzo bhadharwa mari shoma sezvo dzichitarisirwa pasina muripo.
6. Mari dzeSpecialty: Idzi dzinonyanya kutarisana nezvikamu kana dingindira rakati, senge tekinoroji kana simba rekuchengetedza nharaunda. Dzinopa mukana wekusangana nevanhu zvakanangana asi dzine njodzi huru.
Mabhenefiti ekudyara mari muMutual Funds
1. Kusiyanisa: Mari dzekubatana dzinopa nzira iri nyore yekusiyanisa mari yaunoisa, zvichiparadzira njodzi muzvibatiso zvakasiyana-siyana.
2. Kutarisira Nyanzvi: Vatariri vemari vane ruzivo ndivo vanobata sarudzo dzekudyara mari, vachikupa mukana wekuwana ruzivo rwavo.
3. Mari yemubhadharo: Mari yemubhadharo inowanzo kuve nyore kutenga nekutengesa, zvichiita kuti mari yemubhadharo ive shoma.
4. Kukwanisika kutenga zvinhu: Unogona kuisa mari muzvikamu zvakasiyana-siyana zvekuchengetedza mari nemari shoma.
5. Zviri nyore: Mutual funds inoita kuti mari ishandiswe zviri nyore, sezvo ichibatanidza midziyo yakasiyana-siyana mufund imwe chete.
Matanho eKuisa muMutual Funds
1. Tsanangura Zvinangwa Zvako Zvekudyara
Usati waisa mari, zvakakosha kuti uzive zvinangwa zvako zvemari. Uri kuchengetedza mari yekurega basa, yedzidzo yemwana, kana yekubhadhara imba pakutanga here? Zvinangwa zvako zvichachinja rudzi rwemari yekubatana inonyatsokodzera zvaunoda.
2. Ongorora Kushivirira Kwako Kwengozi
Kunzwisisa kushivirira kwako njodzi kwakakosha. Wagadzirira kutora njodzi yakawanda sei? Mhindu yakakwira inowanzouya nenjodzi yakakura. Kana usingade njodzi, ungangoda mabhondi kana mari yemusika wemari. Kana uine kushivirira njodzi kwakanyanya, mari yemasheya kana yehunyanzvi inogona kukodzera.
3. Sarudza Mutual Fund Yakakodzera
Nezviuru zvema mutual funds zviripo, kusarudza chaiyo kunogona kunetsa. Funga nezvezvinotevera:
– Zvinangwa zveFund: Iva nechokwadi chekuti zvinangwa zvefund zvinoenderana nezvinangwa zvako zvekudyara mari.
– Nhoroondo Yekushanda: Ongorora mashandiro emari yemuhoro, uchiyeuka kuti mashandiro ekare haavimbise mhedzisiro yeramangwana.
– Mari Nemari Inoshandiswa: Nzwisisa chimiro chemari yechikwata, kusanganisira zviyero zvemari inoshandiswa, mari yekutarisira, uye chero mari yekutengesa.
– Mukurumbira weMutariri weMari: Tsvaga ruzivo rwemutariri wemari uye nhoroondo yake.
4. Nzwisisa Zvinodhura
Mari yekubatana inouya nemari dzakasiyana siyana:
– Mari yekushandiswa: Mari iyi yegore negore inofukidza mari yekushanda kwemari. Mari shoma inowanzova nani.
– Mutoro wepamberi: Uyu muripo wekutengesa unobhadharwa kana uchitenga migove.
– Mutoro weKumashure: Uyu muripo wekutengesa unobhadharwa kana uchitengesa migove.
– Mari Dzisina Mutoro: Mari idzi hadzibhadharisi mari yekutengesa.
5. Vhura Account
Unogona kuisa mari mu mutual funds kuburikidza nenzira dzakasiyana siyana:
– Maakaundi eBrokerage: Makambani ebrokerage ane mabasa akazara uye ane zvidzikiso zvemitengo anopa mukana wekuwana mari dzakasiyana-siyana dzemutual funds.
– Zvakananga kubva kuMakambani eFund: Makambani mazhinji emutual fund anokubvumidza kutenga zvakananga kubva kwavari.
– Robo-Advisors: Mapuratifomu aya ekudyara mari otomatiki anogona kukubatsira kusarudza nekugadzirisa mari yekudyara mari zvichienderana nezvinangwa zvako uye kushivirira njodzi.
6. Mari Akaundi Yako
Kana wangosarudza nzira yekudyara mari, uchafanira kubhadhara mari muakaundi yako. Izvi zvinosanganisira kutamisa mari kubva kuakaundi yako yebhangi kuenda kuakaundi yako yebrokerage, fund company, kana robo-advisor.
7. Isa Mutemo Wako
Kana wagadzirira kuisa mari, uchafanira kuisa odha. Izvi zvinoreva kudoma mari yaunoda kuisa mu mutual fund yakasarudzwa. Maodha anogona kuiswa online kana nefoni.
8. Tarisa Mari Yako
Kuisa mari mumari yemubhadharo wemari haisi nzira yekungozvifunga wokanganwa. Gara uchiongorora mari yawakaisa kuti ive nechokwadi chekuti inoenderana nezvinangwa zvako. Izvi zvinosanganisira kuverenga mishumo yegore negore neyehafu yegore uye kuramba uchitarisa mashandiro ayo.
9. Rebalance Your Portfolio
Nekufamba kwenguva, portfolio yako inogona kudonha kubva pakugoverwa kwemidziyo yako yekutanga nekuda kwekufamba kwemusika. Kugadzirisa portfolio yako nguva nenguva kunoita kuti irambe yakabatana nezvinangwa zvako zvekushivirira njodzi uye zvekudyara. Izvi zvinogona kusanganisira kutengesa mamwe mari uye kutenga mamwe kuti uchengetedze mari yaunoda.
10. Shandisa Avhareji Yemari Inoshandiswa Nemadhora
Avhareji yemari inoshandiswa pamadhora inosanganisira kuisa mari yakatarwa panguva dzakasiyana-siyana, zvisinei nemamiriro emusika. Nzira iyi inogona kubatsira kuderedza kukanganiswa kwemusika uye kuderedza njodzi yekuisa mari yakawanda panguva isina kukodzera.
mhedziso
Kuisa mari mumari yekubatana kunogona kuva nzira yakanaka yekuvaka pfuma uye kuzadzisa zvinangwa zvako zvemari pasina kushanda nesimba. Nekunzwisisa zvinangwa zvako zvekudyara, kuongorora kutsungirira kwako njodzi, uye kusarudza mari yekubatana yakakodzera, unogona kugadzira portfolio yekudyara yakasiyana-siyana inotarisirwa nenyanzvi. Gara uchitarisa mitengo, tarisa mari yaunoisa, uye gadzirisa portfolio yako sezvinodiwa kuti urambe uri munzira. Nematanho aya, unenge wava munzira yakanaka yekuva mudyari wemari wekubatana ane chivimbo uye anobudirira.
