NDALAMA

Kuyang'anira Zinthu Mwanzeru Kuyang'anira zinthu zofunika ndi chinthu chofunikira kwambiri kuti bizinesi igwire bwino ntchito, kaya m'masitolo, m'mafakitale, m'magawidwe, kapena m'mabizinesi ang'onoang'ono ndi apakatikati. Zinthu zambiri zomwe zili m'sitolo zimatha kuwononga ndalama, kuonjezera ndalama zosungira, komanso kuonjezera chiopsezo cha kutha ntchito kapena kutha ntchito. Mosiyana ndi zimenezi, zinthu zochepa zomwe zili m'sitolo zingayambitse kutha kwa katundu, kutayika kwa malonda, komanso... Werengani zambiri

Kumvetsetsa Mfundo za Warren Buffett Zokhudza Ndalama Warren Buffett amadziwika kuti ndi m'modzi mwa anthu opambana kwambiri pa nkhani ya ndalama. Kudzera mu kampani yake yogulitsa ndalama, Berkshire Hathaway, watsimikizira kuti njira yokhazikika, yosavuta, komanso yokhazikika ingapangitse kuti zinthu ziyende bwino kwa nthawi yayitali. Anthu ambiri amaganiza kuti kupambana kwake kumachokera ku "machenjerero" ovuta kapena luso lolosera zamsika, koma Buffett akugogomezera... Werengani zambiri

Kudziwa Mtengo wa Katundu Wogulitsidwa Kudziwa mtengo wa katundu wogulitsidwa (COGS) ndi chimodzi mwa zinthu zofunika kwambiri pakuyendetsa bizinesi yopanga kapena bizinesi iliyonse yomwe imapanga katundu payekha, kuphatikizapo makampani ang'onoang'ono komanso apakatikati (MSMEs) omwe amapanga zinthu zopangidwa kunyumba. COGS ndi maziko okhazikitsira mitengo yogulitsa, kuwerengera phindu, kuwongolera ndalama, komanso kupanga zisankho zolondola kwambiri pabizinesi. Zolakwika pakuwerengera COGS zimatha... Werengani zambiri

Momwe Mungasiyanitsire Katundu Wogulitsa Ndalama Kusiyanitsire katundu wogulitsa ndalama ndi chimodzi mwa mfundo zofunika kwambiri padziko lonse lapansi pankhani yazachuma. Mwachidule, kusiyanitsa kumatanthauza kugawa ndalama m'magulu osiyanasiyana a katundu kuti tipewe ngozi kuti zisasonkhanitsidwe pamalo amodzi. Amalonda ambiri atsopano amayesedwa kuyika ndalama zawo zonse mu chida chimodzi, chomwe chikuwoneka ngati chopindulitsa, koma njira iyi ingayambitse kulephera kwa ndalama zomwe zilipo... Werengani zambiri

Ubwino Woyika Ndalama Mu Katundu: Kuyika ndalama mu katundu kwakhala kudziwika kwa nthawi yayitali ngati njira imodzi yotchuka kwambiri yopezera chuma. Pakati pa kuchuluka kwa zida zamakono zoyika ndalama monga masheya, ndalama zogwirizanitsa, ndi ndalama za digito, katundu akadali wokongola chifukwa cha mawonekedwe ake enieni, chizolowezi chake chokwera mtengo, komanso kuthekera kopeza ndalama zopanda ntchito. Kwa ambiri, kukhala ndi nyumba, malo, kapena nyumba… Werengani zambiri

Mfundo Zoyambira Zoyendetsera Ndalama za Pakhomo Kuyendetsa ndalama zapakhomo ndi luso loyang'anira ndalama zapakhomo ndi ndalama zomwe banja limagwiritsa ntchito mwadongosolo kuti likwaniritse zosowa zapakhomo, kukwaniritsa zolinga zamtsogolo, ndikukumana ndi mavuto azachuma popanda mantha. Mabanja ambiri amapeza kuti "akugwiritsa ntchito ndalama zawo mwachangu," osati chifukwa chosowa ndalama zokwanira, koma chifukwa chosowa dongosolo. Nkhani yabwino ndi yakuti kayendetsedwe ka ndalama… Werengani zambiri

Kusamalira Ndalama Poyendetsa Bizinesi ya Banja Kuyendetsa bizinesi ya banja nthawi zambiri kumaonedwa ngati "kosavuta" chifukwa kumachitika ndi anthu odalirika komanso odalirika. Komabe, chifukwa cha ubale wapabanja, nkhani zachuma zimatha kukhala gwero lalikulu la mikangano ngati siziyendetsedwa bwino. Mabizinesi ambiri a m'banja, ngakhale ali ndi zinthu zabwino kwambiri komanso makasitomala okhulupirika, amavutika ndi kusasunga bwino zolemba... Werengani zambiri

Njira Zanzeru Zogwiritsira Ntchito Malire a Khadi Lanu la Ngongole Makhadi a ngongole nthawi zambiri amaonedwa ngati "lupanga lakuthwa konsekonse." Kumbali imodzi, amathandiza kugulitsa zinthu, amapereka mwayi woti ndalama ziziyenda bwino, komanso amapereka zotsatsa zosiyanasiyana. Kumbali ina, kugwiritsa ntchito mopanda nzeru kungayambitse ma bilu okwera, chiwongola dzanja chokwera, komanso mavuto azachuma. Chofunika kwambiri sikukhala ndi khadi la ngongole lokha, komanso kumvetsetsa momwe mungagwiritsire ntchito mwanzeru... Werengani zambiri

Momwe Mungagwiritsire Ntchito Ndalama mu Pension Fund Kukonzekera kupuma pantchito sikulinso njira ina, koma chinthu chofunikira. Mtengo wa moyo ukupitirira kukwera, nthawi yoyembekezera moyo ikukwera, ndipo moyo wa munthu ukatha kupuma pantchito nthawi zambiri umafuna ndalama zokhazikika. Apa ndi pomwe penshoni imakhala chida chofunikira kwambiri: imakuthandizani kupanga ndalama zosungira nthawi yayitali mwanjira yolongosoka, yokonzedwa bwino, komanso yotetezeka kuti… Werengani zambiri

Kuwerengera Ndalama Zopangira mu Bizinesi Mukayendetsa bizinesi, makamaka yomwe imapanga zinthu (chakudya, ntchito zamanja, zovala, ndi kupanga zinthu zazikulu), kuthekera kowerengera ndalama zopangira ndi maziko ofunikira kwambiri podziwa mitengo yogulitsa, kuwunika phindu, komanso kupanga zisankho zogwirira ntchito. Mabizinesi ambiri amawoneka kuti ali ndi malonda abwino, koma pamapeto pake amapeza phindu lochepa kapena kutayika chifukwa ndalama zopangira siziwerengedwa molondola. … Werengani zambiri