Izindlela Ezisebenzayo Zokuphatha Izimali Zokusebenza
Izimali zokusebenza ziyizinsizakusebenza zezimali ezisetshenziswa yinhlangano noma inkampani ukukhokhela izindleko zansuku zonke ezidingekayo ukuze ibhizinisi liqhubeke kahle. Lokhu kufaka phakathi izici ezahlukahlukene njengemiholo yabasebenzi, izindleko zikagesi, irenti yokwakha, ngisho nezinto zokusetshenziswa noma izimpahla. Ngakho-ke, ukuphatha izimali zokusebenza ngempumelelo kubalulekile ekugcineni impilo yezezimali kanye nokuqhubeka kwebhizinisi.
Nakuba kungase kubonakale kulula, ukuphathwa kabi kwezimali zokusebenza kungaholela ezinkingeni zezimali zesikhathi eside njengokuntuleka kwemali, ukulinganiselwa kwemali engenayo, ngisho nokuqothuka. Ngakho-ke, nansi ezinye izindlela ezisebenzayo zokuphatha izimali zokusebenza ngempumelelo.
1. Ukuhlelwa Kwesabelomali Okunembile
Isinyathelo sokuqala ukulungiselela isabelomali sokusebenza esinembile nesiningiliziwe. Lesi sabelomali kufanele sibonise zonke izindleko ezizokwenzeka esikhathini esithile, njengenyanga noma ngonyaka. Ngaphezu kwalokho, isabelomali kufanele sisekelwe kudatha yomlando kanye nezidingo zokusebenza kwenkampani.
Ukuze uchaze isabelomali sakho, hlukanisa izindleko eziqinile neziguquguqukayo. Izindleko ezizinzile yizindleko ezihlala zinjalo ngokuhamba kwesikhathi, njengerenti yokwakha kanye namaholo abasebenzi. Okwamanje, izindleko eziguquguqukayo yizindleko ezingase zishintshe, njengezinto zokusetshenziswa noma izinsiza.
2. Ukuqapha Ukusetshenziswa Kwezindleko Ngesikhathi Sangempela
Isinyathelo esilandelayo ukuqapha izindleko ngesikhathi sangempela. Ngokuthuthuka kwezobuchwepheshe kwanamuhla, kunezinhlelo zokusebenza eziningi kanye nesofthiwe ezingasiza izinkampani ukulandelela izindleko zansuku zonke. Sebenzisa la mathuluzi ukuze uthole isithombe esicacile sokuthi izimali zokusebenza zigeleza kuphi.
Ukuqapha ngesikhathi sangempela kukuvumela ukuthi uthathe isinyathelo ngokushesha uma ubona noma yikuphi ukusetshenziswa kwemali okungabhajethi noma ngisho nokusetshenziswa kabi kwemali. Lokhu kuvumela inkampani yakho ukuthi inciphise ukulahlekelwa okwengeziwe.
3. Ukuhlolwa Okuvamile kanye Nokuhlolwa Kwamabhuku
Ukuhlolwa nokuhlolwa kwamabhuku njalo kubalulekile ukuqinisekisa ukuthi izimali zokusebenza zisetshenziswa kahle nangokuhambisana nohlelo. Yenza ukuhlolwa kwangaphakathi njalo, kungaba njalo ngenyanga noma njalo ngekota, ukuze ubukeze zonke izindleko.
Lokhu kuhlola kufanele futhi kuhilele ukuhlaziywa okuqhathanisayo kokusetshenziswa kwemali okubhajethiwe kanye nokwangempela. Thola izizathu zokungafani, izimbangela, kanye nendlela yokukulungisa. Ukuhlolwa okuvamile akusizi nje kuphela ukuthola izinkinga kodwa futhi kungaveza amathuba okonga angalindelekile ngaphambilini.
4. Ukuqeqeshwa Kwabasebenzi Mayelana Nezezimali
Akudingeki nje kuphela ukuthi abaphathi abaphezulu baqonde ukuphathwa kwezezimali, kodwa bonke abasebenzi badinga nokuqonda okuyisisekelo ngakho. Lokhu kubalulekile ngoba, ekugcineni, yibo abenza imisebenzi eyahlukahlukene yokusebenza yansuku zonke.
Ukuqeqeshwa kwezezimali kwabasebenzi kungenziwa njalo. Njengoba abasebenzi beqaphela futhi beqonda ukubaluleka kokusebenza kahle kanye nokuphathwa kwezezimali, izinkampani zinganciphisa izindleko ezingadingekile kanye nokusaphazwa.
5. Ukulawula Izindleko Ezingaguquki Neziguquguqukayo
Ukulawula izindleko ezizinzile kungaba nzima kakhulu kunokulawula izindleko eziguquguqukayo ngenxa yemvelo yazo engaguquki. Kodwa-ke, kubalulekile ukubheka njalo amathuba okuxoxisana ngezinkontileka, kungaba zezindlu zokuqasha noma izinsizakalo zezinsiza, ukuze kutholakale amanani angcono.
Ngokuphathelene nezindleko eziguquguqukayo, thenga ngokuhlakanipha. Isibonelo, sebenzisa izaphulelo zokuthenga ngobuningi noma ubambisane nabaphakeli abanikeza amanani amahle kakhulu kanye nekhwalithi eyanele.
6. Ukusetshenziswa Kobuchwepheshe Ukuze Kusebenze Kahle
Ukusebenzisa ubuchwepheshe obufana nokwenza izinto ngokuzenzakalela, isofthiwe yokuphatha ezezimali, kanye nezinhlelo zokusebenza zokulandelela isikhathi kungasiza izinkampani ukubala nokuqapha izindleko zokusebenza kahle kakhulu. Le mishini kanye nezinhlelo zokusebenza kunganciphisa amaphutha abantu futhi kuthuthukise ukunemba kwedatha yezezimali.
Isibonelo, ukusebenzisa uhlelo oluphelele lwe-ERP (Enterprise Resource Planning) kungasiza ukuhlanganisa imisebenzi ehlukahlukene yebhizinisi, njengokukhiqiza, ukuthenga, ukusatshalaliswa, kanye nezezimali, kube yipulatifomu eyodwa. Lokhu kuvumela ukuphathwa okuhlanganisiwe nokusebenza kahle.
7. Yiba Nesikhwama Esiphuthumayo Esibekiwe
Isikhwama sezimo eziphuthumayo siyisici esibalulekile esivame ukunganakwa. Lesi sikhwama senzelwe izimo eziphuthumayo ezidinga uxhaso olusheshayo, njengokuwohloka kwemishini yokukhiqiza, izinhlekelele zemvelo, noma izinkinga zomnotho.
Ukubeka eceleni isikhwama esiphuthumayo okungenani izinyanga ezi-3-6 zezindleko zokusebenza kungasiza inkampani ukuthi iqhubeke isebenza ngaphandle kokukhathazeka ngokuboleka imali uma kwenzeka isimo esiphuthumayo. Ngaphezu kwalokho, ukuba nesikhwama sokugcina kungakunikeza ukuthula kwengqondo ngezikhathi ezinzima.
8. Ukuthuthukisa Ukuphathwa Kwempahla
Ukuphathwa kahle kwempahla ethengiswayo kubalulekile ekuphatheni izindleko zokusebenza, ikakhulukazi ezinkampanini ezikhiqizayo noma ezisatshalaliswayo. Ukugcina impahla eningi noma ukugcina impahla encane kungaholela ekwenyukeni kwezindleko okungagwenywa.
Sebenzisa uhlelo lokuphatha impahla oluzenzakalelayo ukuze uqophe futhi uqaphe amazinga esitokwe. Qiniseka ukuthi uhlola njalo izidingo zempahla ngokusekelwe kudatha yomlando kanye nemikhuba yesidingo. Yenza ukuhlaziywa kwe-ABC (Activity-Based Costing) ukuze uthole ukuthi yiziphi izinto ezifaka isandla kakhulu ezindlekweni zokusebenza futhi ugxile ekwenzeni ngcono ukusetshenziswa kwazo.
9. Nikeza Izikhuthazo Zokusebenza Kahle
Ukunikeza izikhuthazo zokusebenza kahle kwabasebenzi kungaba yisikhuthazo esinamandla. Isibonelo, ukunikeza amabhonasi noma imiklomelo kumaqembu noma eminyangweni ephatha izimali zokusebenza ngempumelelo. Le ndlela ayikhuthazi nje kuphela ukuziphatha okuhle okuhlobene nokuphathwa kwezezimali kodwa futhi idala indawo yokusebenza enokuncintisana nekhiqizayo.
10. Ukuhlukahluka Kwemithombo Yemali Engenayo
Ukuthembela emthonjeni owodwa wemali engenayo kungaba yingozi enkampanini, ikakhulukazi ngesikhathi sezimo zemakethe eziguquguqukayo. Ngakho-ke, ukuhlukahluka kwemithombo yemali engenayo kubalulekile ukunciphisa ubungozi nokwandisa ukuzinza kwezezimali.
Isibonelo, ngaphezu kokugxila ebhizinisini layo eliyinhloko, inkampani ingahlola amanye amathuba ahlobene nomkhakha wayo. Ngale ndlela, inkampani inemithombo eminingi yemali engenayo engathembela kuyo lapho umthombo owodwa wenqaba.
Isiphetho
Ukuphatha izimali zokusebenza ngempumelelo kudinga ukuhlela okuqhubekayo, ukuqapha, kanye nokuhlola. Konke kusukela ekudaleni isabelomali esinembile, ukuqapha izindleko ngesikhathi sangempela, kuya ekwenzeni ukuhlolwa okuvamile kuyizinyathelo ezibalulekile. Ngaphezu kwalokho, ukunika amandla abasebenzi ngokuqeqesha, ukusebenzisa ubuchwepheshe, kanye nokusungula izimali eziphuthumayo nakho kubalulekile ekuphathweni kwezimali zokusebenza okunempilo.
Ngokuchaza nangokusebenzisa lezi zinyathelo, kunethemba lokuthi izinkampani zingaphatha izimali zokusebenza kahle, zinciphise imfucuza, futhi zilondoloze ukuzinza kwezezimali kwesikhathi eside. Ukuphathwa kwezimali zokusebenza okuphumelelayo akugcini nje ngokuphazamisa impilo yezezimali yenkampani kodwa futhi kubeka isisekelo esiqinile sokukhula kwebhizinisi esikhathini esizayo.
