Ukuqonda Izimiso Eziyisisekelo Zokubalwa Kwezimali
Ukubalwa kwezimali, okuvame ukubhekwa njengolimi lwebhizinisi, kuyisifundo esibalulekile ezweni lebhizinisi. Ngokusebenzisa ukubalwa kwezimali, amaqembu ahlukahlukene angaqonda ngokucacile nangokulinganisekayo ukusebenza kwezezimali kwenhlangano. Lesi sihloko sihlose ukuchaza izimiso eziyisisekelo zokubalwa kwezimali ezisekela umkhuba wokubalwa kwezimali futhi zisize abafundi, ikakhulukazi labo abasanda kuqala ukubalwa kwezimali, baqonde imiqondo eyisisekelo ebalulekile kulo mkhakha.
Izimiso Zebhizinisi
Isimiso sebhizinisi sithi ibhizinisi liyibhizinisi elihlukile nelihlukile kubanikazi balo noma abanye abantu. Lokhu kusho ukuthi izimali zomnikazi kumele zihlukaniswe nezimali zebhizinisi. Lesi simiso sibalulekile ngoba sivumela izitatimende zezimali ukuthi zibonise ngokunembile isimo kanye nokusebenza kwebhizinisi ngokwalo, hhayi isimo sezezimali sabanikazi balo. Empeleni, lokhu kusho ukuthi yonke imisebenzi eyenziwa yibhizinisi iqoshwa njengengxenye yebhizinisi ngokwalo, hhayi njengengxenye yemisebenzi yomuntu siqu yomnikazi.
Isimiso Sokuqhubeka Kwebhizinisi (Ukukhathazeka Okuqhubekayo)
Umgomo wokukhathazeka ngokuhamba kwesikhathi ucabanga ukuthi ibhizinisi lizoqhubeka nokusebenza esikhathini esizayo esibonakalayo futhi ngeke lichithwe noma liqedwe esikhathini esizayo esiseduze. Lo mgomo ubalulekile ekubikweni kwezezimali ngoba uthinta indlela izimpahla nezikweletu ezilinganiswa futhi zibikwa ngayo. Isibonelo, uma inkampani ibhekwa njengenkinga ehamba phambili, izimpahla ezihleliwe njengemishini ziyaziswa ngokusekelwe ekusetshenzisweni kwazo isikhathi eside, hhayi inani lazo lokuchithwa kwemali.
Isimiso Sezindleko Zomlando
Isimiso sezindleko zomlando sithi izimpahla kufanele ziqoshwe ngezindleko zazo zokuthengwa, inani elikhokhwayo ukuze zitholwe. Lo mqondo ukhuthaza ukungakhethi kanye nokungaguquguquki ekubikeni kwezezimali ngoba izindleko zokuthengwa ziyinani elingaqinisekiswa. Kodwa-ke, lesi simiso siphinde sibe nobuthakathaka ngoba asibheki izinguquko enanini lempahla ngenxa yokwehla kwamandla emali noma ezinye izici zemakethe.
Isimiso Sokuthola Imali Engenayo
Isimiso sokuqaphela imali engenayo sithi imali engenayo kufanele iqashelwe lapho inqubo yokukhiqiza izimpahla noma izinsizakalo isiqediwe futhi imali etholwayo iqinisekile. Lokhu kusho ukuthi ibhizinisi akufanele liqashe imali engenayo lapho kusayinwa inkontileka yokuthengisa, kodwa lapho izimpahla zilethwa noma izinsizakalo zinikezwa ikhasimende. Lesi simiso sihlose ukuhlinzeka ngemibiko yezezimali enembile nefanele ngokusebenza kwebhizinisi.
Isimiso Sokufanisa
Umgomo wokufanisa udinga ukuthi izindleko ziqashelwe esikhathini esifanayo nemali engenayo ehlobene. Lokhu kusho ukuthi izindleko ezihlobene nemali engenayo kufanele ziqoshwe ngesikhathi esifanayo nemali engenayo. Isibonelo, uma inkampani ithengisa umkhiqizo ngenyanga ethile, izindleko zokukhiqiza nokuthengisa lowo mkhiqizo kufanele ziqoshwe ngenyanga efanayo. Lesi simiso sisiza ukuqinisekisa ukuthi isitatimende semali engenayo sinikeza isithombe esicacile nesinembile senzuzo yebhizinisi phakathi nesikhathi esithile.
Isimiso Sokungaguquguquki
Isimiso sokuvumelana sidinga ukuthi uma indlela ethile yokubala isikhethiwe, kumele isetshenziswe njalo ngezikhathi ezithile. Lokhu kwenza kube lula ukuqhathanisa izitatimende zezimali ezivela ezikhathini ezahlukene nokuthola izitayela noma amaphethini ekusebenzeni kwebhizinisi. Lokhu kuhambisana akusho ukuthi indlela ayikwazi ukushintshwa, kodwa noma yiziphi izinguquko kumele zidalulwe ngokucacile kumanothi ezitatimendeni zezimali, kanye nezizathu zoshintsho.
Isimiso Sokudalula Okugcwele
Isimiso sokudalulwa okugcwele sidinga ukuthi izitatimende zezimali zinikeze ulwazi olwanele ukuze zisetshenziswe ngempumelelo ngabasebenzisi. Lokhu kusho ukuthi lonke ulwazi olufanele nolubalulekile kumele ludalulwe ezitatimendeni zezimali, kufaka phakathi izinqubomgomo zokubalwa kwezimali ezisetshenziswayo, izingozi ezibhekene nazo, kanye nemisebenzi ebalulekile yebhizinisi engathonya izinqumo zabasebenzisi. Ukudalulwa okugcwele kulindeleke ukuthi kuvumele abasebenzisi bezitatimende zezimali ukuthi benze izinqumo zezomnotho ezingcono.
Izimiso ZobuConservatism
Isimiso sokulondoloza siphakamisa ukuthi ukungaqiniseki ekulinganisweni nasekulinganisweni kwenani kufanele kuxazululwe ngendlela engakhulisi inzuzo yebhizinisi ngokungafanele. Ngamanye amazwi, ukugcina izindinganiso kudinga izinkampani ukuthi ziqaphele ukulahlekelwa okungenzeka ngokushesha ngangokunokwenzeka, kodwa ziqaphele imali engenayo kuphela uma kuqinisekile. Lesi simiso sihlose ukugwema ukuvezwa okungenangqondo noma okweqile kokusebenza kwezezimali kwenkampani.
Isimiso Sokubaluleka Kokubonakalayo
Isimiso sokubaluleka kwezinto ezibonakalayo sithi ulwazi olubaluleke ngokwanele noma olubalulekile kuphela okufanele lubikwe. Ngakho-ke, uma izindleko ezithile noma enye into incane kangangokuthi ayithinti izinqumo zabasebenzisi bezitatimende zezimali, akudingeki ukuthi idalulwe ngokuqondile. Ngakho-ke, isimiso sokubaluleka kwezinto ezibonakalayo sisiza ukunciphisa inani lemininingwane okudingeka ifakwe ezitatimendeni zezimali, ukuqinisekisa ukuthi ulwazi lubalulekile futhi alubaphazamisi abasebenzisi.
Isimiso Sokungaguquguquki Nokuqhathanisa
Okokugcina, kumele futhi siqonde ukubaluleka kokuvumelana nokuqhathanisa emikhubeni yokubala. Izitatimende zezimali ezivela ezikhathini ezahlukene kumele zilungiselelwe kusetshenziswa indlela efanayo yokubala ukuze kube lula ukuqhathanisa phakathi kwezikhathi. Ngaphezu kwalokho, izitatimende zezimali kumele zifane ngokwanele ngefomethi kanye nokwethulwa ukuze kuvunyelwe ukuqhathanisa nezinye izinkampani embonini efanayo.
Isiphetho
Ukuqonda izimiso eziyisisekelo zokubalwa kwezimali kuyisinyathelo esiyisisekelo kunoma ubani ohilelekile ebhizinisini noma ezezimali. Lezi zimiso zakha uhlaka oluqinisekisa ukuthi izitatimende zezimali zithembekile, zifanelekile, futhi zinikeza isithombe esicacile sesimo nokusebenza kwebhizinisi. Ngokuqonda nokusebenzisa lezi zimiso eziyisisekelo, umgcini zimali angasiza ekuqinisekiseni ukuthi izinqumo zebhizinisi zisekelwe olwazini lwezezimali olunembile noluphelele. Ekugcineni, umgomo oyinhloko wokubalwa kwezimali ukuhlinzeka ngolwazi olusezingeni eliphezulu ukuze abathintekayo bakwazi ukwenza izinqumo ezingcono kwezomnotho.
