Indima Yobuchwepheshe Ekubhalweni Kwezimali
Intuthuko yezobuchwepheshe ishintshe indlela izinkampani eziphatha ngayo ukubalwa kwezimali. Nakuba ngaphambili izinqubo zokuqopha ukuthengiselana, ukulungiselela imibiko, kanye nokubuyisana kwakusebenza ngesandla futhi kuthatha isikhathi, imisebenzi eminingi manje ingenziwa ngokuzenzakalela, isheshe, futhi inembe kakhudlwana. Lolu shintsho alugcini nje ngokuphazamisa ukusebenza kahle kwababhali bezimali kodwa futhi luthuthukisa ikhwalithi yolwazi lwezezimali lokwenza izinqumo. Lesi sihloko sixoxa ngendima yobuchwepheshe ekubalweni kwezimali, izinzuzo zalo, izinselele, kanye neziqondiso zentuthuko yesikhathi esizayo.
1. Ukwenziwa kwedijithali kwezinqubo zokubala
Ubuchwepheshe budlala indima ebalulekile ekwenzeni izinqubo zokubala zibe zedijithali, okungukuthi ukushintsha kusuka ezinhlelweni ezisekelwe ephepheni kuya kwezedijithali. Ukwenza idijithali kuvumela ukuqoshwa kokuthengiselana ngesikhathi sangempela, ukugcinwa kwamadokhumenti nge-elekthronikhi, kanye nokufinyelela idatha kalula nganoma yisiphi isikhathi. Izibonelo zifaka phakathi ukusetshenziswa kwama-invoyisi e-e, amarisidi e-e, kanye namadokhumenti okuthengiselana asekelayo agcinwe efwini. Ukwenza idijithali kunciphisa ingozi yokulahlekelwa amadokhumenti angokoqobo, kunciphisa izindleko zokuphatha, futhi kwenza inqubo yokuhlola ibe lula ngoba amadokhumenti angalandelelwa ngokuhlelekile.
Ngaphezu kwalokho, ukwenziwa kwedijithali kwenza kube lula ukuhlanganiswa kwedatha phakathi kweminyango yenkampani. Isibonelo, idatha yokuthengisa evela esigabeni sokumaketha ingangena ngokuzenzakalelayo ohlelweni lokubala ngaphandle kokudinga ukuphinda ingeniswe. Lokhu kunciphisa ukuphindaphindwa komsebenzi futhi kunciphisa amaphutha okufaka.
2. Isofthiwe yokubala kanye nokwenza izinto ngokuzenzakalela kokugcina amabhuku
Enye yezindima ezisobala kakhulu zobuchwepheshe ukuba khona kwesofthiwe yokubala njenge-Accurate, i-Zahir, i-Jurnal, i-QuickBooks, i-Xero, nezinye. Lezi zinhlelo zokusebenza zisiza izinkampani ukuthi ziqophe ukuthengiselana, zidale amajenali, zithumele ku-general ledger, futhi zikhiqize ngisho nemibiko yezezimali ngokuzenzakalelayo. Abasebenzisi badinga nje ukufaka ukuthengiselana noma ukuxhuma uhlelo ku-akhawunti yasebhange, futhi uhlelo luzosiza ngokuhlela nokuqopha.
Ukwenza ngokuzenzakalelayo kuwusizo kakhulu emisebenzini evamile efana nokuqopha ukungena kwemali nokuphuma kwayo, ukubala ukwehla kwenani lempahla, ukunquma izindleko zezimpahla ezithengisiwe, nokulungiselela izitatimende zenzuzo nokulahlekelwa kanye nama-balance sheet. Ezinkampanini ezinenani elikhulu lokuthengiselana, ukuzenza ngokuzenzakalelayo konga isikhathi esiningi. Ababhali bezimali bangaguqula ukugxila kwabo emisebenzini yokuphatha baye ekuhlaziyweni kwezezimali, ekuhleleni, kanye namasu ebhizinisi.
3. I-Cloud computing: ukufinyelela okuguquguqukayo kanye nokubambisana
I-Cloud computing isusa isidingo sokuthi uhlelo lokubala luthembele kukhompyutha yehhovisi noma kuseva yendawo. Ngohlelo olusekelwe efwini, idatha ingafinyelelwa kusuka noma kuphi ngokuxhumeka kwe-inthanethi. Lokhu kubaluleke kakhulu njengoba izinkampani eziningi zisebenzisa umsebenzi okude noma zinamagatsha ezindaweni eziningi.
Enye inzuzo yefu ukubambisana okulula. Amaqembu e-accounting, abaphathi, abahloli bamabhuku, ngisho nabeluleki bezentela bangafinyelela idatha efanayo ngendlela elawulwayo. Izinguquko zedatha zingalandelelwa, okwandisa ukucaca. Ngaphezu kwalokho, izinhlelo zamafu zivame ukunikeza izici zokusekela ngokuzenzakalelayo, okwenza idatha iphephe kakhulu kunesitoreji sendawo, esisengozini yokulimala noma ukulahleka.
4. Ukuhlanganiswa kwesistimu: i-ERP kanye ne-ecosystem yedatha yebhizinisi
Izinkampani eziphakathi nendawo kuya kwezinkulu zivame ukusebenzisa izinhlelo ze-ERP (Enterprise Resource Planning) njenge-SAP, i-Oracle, noma i-Microsoft Dynamics. I-ERP ihlanganisa imisebenzi ehlukahlukene yebhizinisi, okuhlanganisa ukubalwa kwezimali, ukusungula impahla, ukuthenga, ukuthengisa, ukukhiqiza, kanye ne-HR. Lokhu kuhlanganiswa kuvumela idatha ukuthi igeleze ngokuzenzakalelayo kusuka ezinqubweni zokusebenza kuya emibikweni yezezimali.
Isibonelo, lapho inkampani ithenga izinto zokusetshenziswa, uhlelo lubuyekeza isitokwe, lurekhoda ama-akhawunti akhokhayo, futhi luthinta imibiko yezezimali ngaphandle kokudinga ukufakwa ngesandla okuphindaphindiwe. Lolu hlobo lokuhlanganiswa luthuthukisa ukunemba kwedatha futhi lwenza kube lula ukubika ngokushesha. Abaphathi bangaphinde baqaphe isimo sezimali senkampani ngedeshibhodi ekhombisa izinkomba ezibalulekile njengokugeleza kwemali, izinzuzo, izilinganiso zezikweletu, kanye nokusebenza kokuthengisa.
5. Ukuhlaziywa kwedatha kanye nokwenza izinqumo
Ukubalwa kwezimali akugcini nje ngokugcina amarekhodi; futhi kumayelana nokukhiqiza ulwazi lokwenza izinqumo. Yilapho ubuchwepheshe bokuhlaziya idatha bungena khona. Ngamathuluzi afana ne-Power BI, i-Tableau, noma izici zokuhlaziya kusofthiwe yokubala, idatha yezezimali ingaguqulwa ibe yimibono elula ukuyiqonda. Izitayela zemali engenayo, amaphethini ezindleko, kanye nokuqhathaniswa kwesabelomali neqiniso kungabonakala ngokucacile.
I-Analytics isiza abaphathi ukuthi bahlole ukusebenza kwenkampani. Isibonelo, izinkampani zingabona imikhiqizo enenzuzo kakhulu, izingxenye ezibiza kakhulu, noma izikhathi zokuthengisa eziphezulu. Ngalolu lwazi, izinkampani zingakha amasu afaneleke kakhulu, njengokuthuthukisa izindleko zokusebenza, ukwandisa ukusebenza kahle kokukhiqiza, noma ukuhlela kabusha amasu okumaketha.
6. Ubuhlakani bokwenziwa (i-AI) kanye nokufunda komshini
I-AI kanye nokufunda komshini kusetshenziswa kakhulu ekubalwa kwezimali. Lobu buchwepheshe bungafunda amaphethini okuthengiselana futhi busize ekuhlukaniseni ngokuzenzakalelayo ukuthengiselana. Isibonelo, ukuthengiselana okuthile kungabonakala njengezindleko zokusebenza, izindleko zokumaketha, noma izinkokhelo zesikweletu ngokusekelwe kumaphethini omlando.
I-AI iphinde isekele ukutholwa kokukhwabanisa. Uhlelo lungamaka ukuthengiselana okungajwayelekile, njengokukhokha amanani angajwayelekile, ukuthengiselana okuphindaphindiwe nomthengisi othile, noma ukuqoshwa ngezikhathi ezingajwayelekile. Ekuhlolweni, i-AI ingasiza ekuhloleni inani elikhulu ledatha ngokushesha kunezindlela zokuthatha amasampula ngesandla. Lokhu kuthuthukisa ukunemba kanye nekhwalithi yokuqapha.
7. Ubuchwepheshe bokuthobela imithetho yentela kanye nokubika
Ubuchwepheshe budlala indima ebalulekile ekuqinisekiseni ukuthi izinkampani ziyahambisana nemithethonqubo, okuhlanganisa nentela. Amazwe amaningi, okuhlanganisa ne-Indonesia, akhuthaza ukubikwa kwentela nge-elekthronikhi ngezinhlelo ze-e-Invoice, i-e-Filing, kanye ne-e-Bupot. Ngokusekelwa kwesofthiwe yokubala ehlanganisiwe, izinkampani zingabala intela, zidale amadokhumenti asekelayo, futhi zibike izibopho zentela ngendlela ephumelela kakhulu.
Ngaphezu kwalokho, ubuchwepheshe benza kube lula ezinkampanini ukuhambisana nezinguquko zomthetho. Izibuyekezo zesistimu zingenziwa njalo ukuqinisekisa ukuthi izibalo kanye nefomethi yokubika zihlala zihambisana nemithethonqubo yakamuva. Lokhu kunciphisa ingozi yamaphutha angaholela ezinhlawulweni noma ezinkingeni zomthetho.
8. Izinselele zokuphepha kwedatha kanye nobuchwepheshe
Naphezu kwezinzuzo zayo eziningi, ukusetshenziswa kobuchwepheshe kuletha nezinselele, ikakhulukazi maqondana nokuphepha kwedatha. Idatha yezezimali ibucayi, okwenza ibe sengozini yokugenca, i-malware, noma ukuvuza kolwazi. Ngakho-ke, izinkampani zidinga ukusebenzisa izinhlelo zokuphepha ezifana nokubethela idatha, ukuqinisekiswa kwezinto ezimbili, ukulawulwa kokufinyelela okusekelwe ezindimeni, kanye nama-log okuhlola ukulandelela umsebenzi womsebenzisi.
Enye inselele ukuthembela kubuchwepheshe kanye nekhono lezisebenzi. Akubona bonke abasebenzi be-accounting abakwaziyo ukusebenzisa izinhlelo ezintsha ngokushesha. Ukuqeqeshwa kanye nokuzivumelanisa nezimo kuyadingeka ukuze ubuchwepheshe buthuthukise ngempela umkhiqizo, kunokuba kungeze ukudideka. Ngaphezu kwalokho, izindleko zokusebenzisa izinhlelo ezifana ne-ERP noma isofthiwe ekhethekile zingaba zinkulu, ikakhulukazi kumabhizinisi amancane. Kodwa-ke, izixazululo eziningi manje sezitholakala ezinhlelweni zokubhalisa ezingabizi kakhulu.
9. Ukushintsha kwezindima zababhali bezimali enkathini yezobuchwepheshe
Njengoba imisebenzi evamile iba ngokuzenzakalela, indima yababhali bezimali nayo iyashintsha. Ababhali bezimali abasagxilile ekuqopheni ukuthengiselana kuphela, kodwa kunalokho ekuhlaziyeni, ekulawuleni kwangaphakathi, ekuphathweni kwezingozi, kanye nasekubonisaneni ngebhizinisi. Ababhali bezimali kudingeka baqonde izinhlelo zobuchwepheshe, bafunde idatha, bahumushe imibiko, futhi banikeze izincomo zamasu kubaphathi.
Amakhono abaluleke kakhulu afaka phakathi ulwazi lwedijithali, ukuqonda izinhlelo zolwazi lwe-accounting, amakhono okuhlaziya idatha, kanye nolwazi lokuphepha kwe-inthanethi. Ababhali bezimali abangahlanganisa amakhono ezezimali nobuchwepheshe bazoba yimpahla ebalulekile ezinkampanini.
Isiphetho
Ubuchwepheshe budlala indima ebalulekile ekubhalweni kwezimali, kusukela ekusetshenzisweni kwedijithali, ukuzenzekela, ukuhlanganiswa kwesistimu, kuya ekuhlaziyeni kanye ne-AI. Umthelela wabo ubonakala ekusebenzeni kahle okukhulu, ukunemba, ukucaca, kanye nekhwalithi yolwazi lwezezimali. Kodwa-ke, izinkampani zidinga futhi ukubhekana nezinselele ezifana nokuphepha kwedatha, izindleko zokusebenzisa, kanye nokulungela izinsizakusebenza zabantu.
Kusukela manje, ubuchwepheshe buzoqhubeka nokukhuthaza ukubalwa kwezimali ukuthi kusheshe, kuhlakaniphe, futhi kulawulwe idatha. Izinkampani ezingasebenzisa ubuchwepheshe ngempumelelo zizothola inzuzo yokuncintisana, kuyilapho ababhali bezimali abazovumelana nezimo bazodlala indima ebaluleke kakhulu ekusekeleni ukukhula kwebhizinisi kanye nokusimama.
