Te Kaute mō te Moni me ngā Moni Taurite
Ko te moni me ngā moni ōrite te toto ora o ngā pūtea a te kamupene. Tata ki ngā mahi pakihi katoa—mai i te whiwhi utu a ngā kiritaki me te utu i ngā kaiwhakarato ki te utu i ngā kaimahi me te whakahoki i ngā nama—ka whakaiti i te whakahaere moni. Nā te mea koinei te mea tino wai me te ngāwari ki te whakamahi hē, ko te moni tētahi o ngā pūkete e arotakehia ana me te tino whakahaeretia. E matapakihia ana e tēnei tuhinga te whakamāramatanga o te moni me ngā moni ōrite, ōna wāhanga, te whakahaere kaute, me ngā mahi whakahaere ā-roto e tika ana mō te pūrongo pūtea tika me te pono.
Te Mārama ki te Moni me ngā Moni Taurite
Ko te tikanga whānui, ko te moni he moni me ngā toenga e wātea ana hei whakamahi tonu. Kei roto i te moni ko te moni kei te ringa me te moni kei te peeke. I roto i te pepa toenga, ka whakaatuhia te moni hei rawa o nāianei nā te mea ka taea te whakamahi i ngā wā katoa hei putea i ngā mahi a te kamupene.
I taua wā, ko ngā moni ōrite he haumitanga wā poto e tino waia ana, e ngāwari ana te huri hei moni i roto i tētahi nui, ā, he iti noa te mōrearea o te piki me te heke o te uara. Ko te tikanga, he "tata rite" ngā moni ōrite ki te moni nā te mea ka taea te whakakore tere me te haumaru.
E ai ki ngā paerewa kaute maha, he poto noa te wā paunga o ngā moni ōrite, arā, e toru marama, iti iho rānei, mai i te rā i riro mai ai. He mea nui tēnei wā paunga kia tino whakaatahia ai e te taputapu te nui o te moni whiwhi me te iti o te mōrearea.
Ngā Wāhanga Moni
He maha ngā āhua o te moni i roto i te mahi:
1. Moni: ngā moni pepa me ngā moni iti e puritia ana i roto i te pouaka moni iti, i te pouaka haumaru rānei.
2. Taurite pūkete peeke: he moni tāke, he moni penapena rānei ka taea te tango i ngā wā katoa.
3. Ngā haki me ngā pire giro kua tae mai, ā, ka taea te tango moni tonu (mēnā kāore he raruraru).
4. Moni iti: ngā moni kua wehea mō ngā whakapaunga iti noa, hei tauira, ngā utu kawe ā-rohe, ngā whakapaunga hui, te hoko taputapu tuhituhi rānei.
Heoi, he mea nui kia mōhio koe kāore ngā moni katoa i roto i te peeke e whakarōpūtia aunoatia hei moni. Ko ngā toenga moni kua herea—pērā i ngā moni pupuri, ngā moni taurangi, ngā moni rānei ka whakamahia mō ngā kaupapa motuhake anake—me whakaatu motuhake, me whakaatu tika rānei i roto i ngā tuhipoka ki ngā tauākī pūtea, i runga i te āhua o ngā here.
Ngā Wāhanga Taurite Moni
Ko ngā moni ōrite ko ngā taonga tino wai, iti te mōrearea, pērā i:
– Ngā moni tāpui poto rawa (hei tauira, 1 marama, 3 marama rānei) ka taea te tango moni mai me te kore he whiu nui.
– Ngā hea mākete moni e tata ana te paunga, ā, he iti te mōrearea nama.
– Ētahi atu taputapu mākete moni ka taea te huri tere hei moni i tētahi uara tata ki tētahi.
Kāore ngā taonga pēnei i ngā hea noa e kiia ana he moni ōrite nā te mea ka rerekē te uara. Kāore hoki ngā here wā roa i te moni ōrite nā te mea he rerekē ngā mōrearea o te rerekētanga o te uara me te moni whiwhi.
Te Mōhiotanga me te Ine
I roto i te kaute, ka whakamanahia te moni me ngā moni ōrite ina whiwhi te kamupene i te mana whakahaere o te moni, ngā taputapu rānei e ōrite ana ki te moni. Ko te tikanga, ka whakamahia e ngā inenga te uara ingoa mō te moni me te nui e tata ana ki te uara tika mō ngā moni ōrite. Nā te mea he poto te roa o ngā moni ōrite, ā, he iti te mōrearea, kāore he rerekētanga o te uara i te nuinga o te wā.
He mea nui ki te tuku pūrongo te whakarite i te whakarōpūtanga rawa tika: mēnā kei te whakarōpūtia tētahi taputapu hei moni, hei moni ōrite, hei haumitanga wā poto, hei rawa kē atu rānei. Ka pā pea te whakarōpūtanga hē ki te tātaritanga moni me te hauora pūtea o te kamupene.
Te Tuhi i ngā Whakawhitiwhitinga Moni
Ka tuhia ngā whakawhitiwhitinga moni o ia rā mā te tikanga tango nama me te tikanga nama. He tauira māmā noa iho:
– Ngā moni whiwhi mai i ngā hoko moni
Nama: Moni
Whiwhinga: Hokonga
– Ngā moni whiwhi mai i te whakataunga o ngā nama a te kiritaki
Nama: Moni
Whiwhinga: Ngā Pūkete Whiwhinga
– Te utu ki ngā kaiwhakarato
Nama: Ngā Pūkete e Utua ana
Whiwhinga: Moni
– Te utu i ngā whakapaunga whakahaere (hei tauira, te hiko, te reti)
Nama: Ngā Whakapaunga (Hiko/Rēti)
Whiwhinga: Moni
I roto i ngā mahi tūturu, ka whakamahia e ngā kamupene ngā pukapuka moni, ngā waeine moni/pēke rānei i roto i ngā pūnaha kaute hei tuhi i ngā whakawhitiwhitinga i runga i te wā tika, me ngā taunakitanga tauwhitinga e tika ana (ngā nama, ngā rīhiti, ngā taunakitanga whakawhiti).
Pūnaha Moni Iti: Te Moni Whakahoki me te Hurihuri
E rua ngā tikanga e whakahaeretia ai te moni iti:
1. Pūnaha tāpui
I roto i tēnei pūnaha, ka puritia te toenga moni iti ki tētahi nui pumau. Ka tuhia ngā whakapaunga moni iti mā te whakamahi i ngā pepa utu, ā, ina iti te moni, ka whakakīia anō te moni iti ki te nui o te pepa utu.
Ko ngā whakaurunga kaute ka mahia i te nuinga o te wā ina whakakī anō:
Nama: Ngā whakapaunga e pā ana (te kawe waka, ngā tuhinga, me ētahi atu)
Whiwhinga: Moni/Pēke
2. Pūnaha hurihuri
Ka tuhia tonutia ngā whakapaunga moni iti i te wā e puta ai, kia taea ai te whakarerekē i te toenga o te pūkete moni iti i runga i ngā whakawhitiwhitinga. Kāore i te tino whakamahia tēnei pūnaha nā te mea he uaua ake te whakahaere.
E kiia ana te pūnaha utu tāpui he pai ake mō te whakahaere nā te mea ka āwhina i te whakataurite i waenga i te moni tūturu me te taunakitanga o ngā whakapaunga.
Te Whakataurite i te Peeke
Ko tētahi o ngā tukanga tino nui o te kaute moni ko te whakataurite i ngā moni whiwhi i roto i te peeke, arā, ko te whakataurite i te toenga moni whiwhi e ai ki ngā tuhinga a te kamupene me te toenga e ai ki te tauākī peeke. He mea tika te whakataurite nā te mea he rerekētanga wā me ngā whakawhitiwhitinga kāore anō kia tuhia e tētahi o ngā rōpū, pērā i:
– Ngā moni tāpui e haere ana: kua tuhia e te kamupene, kāore anō kia tukuna ki te peeke.
– Ngā haki e toe ana: kua tuhia e te kamupene hei utu, kāore anō kia utua.
– Ngā utu whakahaere peeke: kua tuhia ki te peeke, kāore anō kia tuhia e te kamupene.
– Huamoni peeke: te moni whiwhi huamoni kua tuhia ki te peeke, kāore anō kia tuhia e te kamupene.
– He haki pekepeke, he haki whakakahoretia rānei: ka whakakahoretia e te peeke te utunga, me whakatika e te kamupene ngā nama e tika ana kia utua.
– Te tuhi i ngā hapa a te kamupene, a te peeke rānei.
Ko ngā hua o te whakatikatika ka puta he puka whakarerekētanga, hei tauira mō ngā utu whakahaere peeke, ngā moni whiwhi huamoni rānei kua kitea noa mai i te tauākī peeke.
Whakaaturanga i roto i ngā Tauākī Pūtea
I roto i te tauākī tūnga pūtea, ka whakaatuhia te moni me ngā moni ōrite hei tūemi kotahi, arā, "Moni me ngā Moni ōrite." I roto i ngā tuhipoka ki ngā tauākī pūtea, ka whakaatuhia pinepinetia e ngā kamupene:
– Ngā kaupapa here kaute e pā ana ki te whakamāramatanga o ngā moni ōrite.
– Ngā taipitopito o te moni me ngā wāhanga ōrite o te moni.
– Moni here, mēnā he moni kei roto.
– Ngā mōrearea e pā ana ki te moni whiwhi me te whakahaere moni.
He hononga tata anō hoki ngā moni me ngā moni ōrite ki te tauākī rere moni. Inaa, me rite te whakamāramatanga o te moni me ngā moni ōrite i whakamahia i runga i te pepa toenga ki te whakamāramatanga i whakamahia i te whakarite i te tauākī rere moni. Me whakamārama ngā huringa o te moni me ngā moni ōrite i roto i te wā mā te whakahaere, te haumi, me te putea i ngā rere moni.
Te Mana Whakahaere ā-Roto mō te Moni
Nā te mea ko te moni te mea tino whakaraerae ki te tinihanga, me whakatinana e ngā kamupene ngā mana whakahaere ā-roto pakari, tae atu ki:
1. Te wehewehe i ngā mahi: me rerekē te tangata e whiwhi moni ana i te tangata e tuhi ana i ngā whakawhitiwhitinga, me rerekē hoki i te tangata e whakarite ana i ngā utu putea.
2. Whakamanatanga paparua: me whakaaetia ngā utu o tētahi moni kua whakamanahia e tētahi āpiha whai mana.
3. Ngā tuhinga katoa: me tautokona ngā rīhiti/whakapaunga katoa e ngā taunakitanga whai mana.
4. Ngā moni tāpui o ia rā: me tāpui tonu te moni ka riro mai ki te peeke hei whakaiti i te mōrearea.
5. Ngā here urunga ā-tinana: he mea tino tiakina ngā pouaka haumaru, ngā moni iti, ngā tohu peeke, me ngā whakaaetanga whakawhiti.
6. Te whakatikatika i ngā utu pēke i ia wā: ka mahia te whakatikatika pēke i ia wā (ko te mea pai ko ia marama, he maha ake rānei ngā wā).
7. Ngā arotake ā-roto me ngā arowhai ohorere: he whai hua ngā arowhai moni iti matapōkere ki te aukati i te whakamahinga hē.
Te Katinga
Ehara i te mea ko te kaute mō te moni me ngā moni ōrite te tuhi noa i ngā rerenga moni e tomo mai ana, e puta atu ana hoki. Kei roto ko te whakarōpūtanga tika, te pupuri i ngā tuhinga whai tikanga, ngā whakatikatika peeke tika, te whakaaturanga mārama, me ngā mana whakahaere ā-roto e tika ana. Mā te whakahaere moni tika, ka taea e ngā kamupene te pupuri i te moni, te whakaiti i te mōrearea o te tinihanga, me te whakapai ake i te pono o ngā tauākī pūtea. Hei whakamutunga, ko te kounga o ngā mōhiohio moni me ngā moni ōrite te tūāpapa nui mō te whakatau a te kaiwhakahaere, te kaipupuri moni, me te kaituku nama.
